Category: Personal Finance

A Guide to the Different Types of Savings Accounts

Savings accounts come in all shapes and sizes. Find the one that fits your needs with this guide to the different types of savings accounts.

How to Stop Overspending Right Now

Statistics show that more than 50% of Americans are spending beyond their budget, which often keeps them from achieving their financial goals. We’ve compiled a list of ideas to help you curb your spending and possibly stash away some money in your savings account in the process.

How to Build Credit with Credit Cards

If you have a credit card, you can build your credit score. Simply make sure that you are paying off your purchases every month on time and keeping a low credit utilization rate of less than 30%.  

Emergency Funds: The Ultimate Guide

Experts recommend that your emergency fund has between three months to a year’s worth of expenses. The size of the fund will depend on your lifestyle and expenses. You are the only one who can determine the right amount for your emergency fund.

Secured Loans vs. Unsecured Loans: Differences You Need to Know

Finding the right loan for your financial needs requires knowing your options. When it comes to secured loans vs. unsecured loans, here are the differences.