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Comparing Spending Levels: What Does a Typical Budget Look Like?

When it comes to comparing spending levels, what does a typical budget look like? If that’s the case, we’re here to help. Click here!

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Posted on January 19, 2021January 19, 2021 by Inha

How to Protect Your Personal Information Online and Offline

Keep your confidential information from getting into the wrong hands with these tips to protect personal information.

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Posted on January 13, 2021January 13, 2021 by Inha

How to Use a Checking Account Like a Financial Professional

Did you know there’s an optimal way to use a checking account? Check out our guide to discover the best ways to make money work for you.

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Posted on January 4, 2021January 4, 2021 by Inha
types of savings accounts

A Guide to the Different Types of Savings Accounts

Savings accounts come in all shapes and sizes. Find the one that fits your needs with this guide to the different types of savings accounts.

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Posted on December 30, 2020December 30, 2020 by Harlan
short term loans

Short-Term Loans by the Numbers: Who Uses Them and Why?

Take control of your money with short-term loans. These common types of loans can help you get the money you need quickly and efficiently.

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Posted on December 18, 2020December 18, 2020 by Harlan
How to Spot a Financial Scam

How to Spot a Financial Scam

Here’s how to spot a financial scam and get your warning signs before you fall victim.

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Posted on December 7, 2020December 7, 2020 by Harlan
Support Small Businesses

6 Ways to Support Small Businesses on a Budget

Do you like helping small businesses but feel like you can’t afford it? Even with a small budget, you can support them. Here’s how!

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Posted on December 3, 2020December 3, 2020 by Harlan
boost credit score

Here’s an Easy (Free!) Way to Boost Your Credit Score

Want to have better control over your credit, see where you stand, and potentially raise your score? It’s here right now and completely free!

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Posted on November 9, 2020November 9, 2020 by Harlan
installment loans vs payday loans

Installment Loans Vs Payday Loans: Which Is the Right Choice for You?

If you need fast cash, you have options. We look at the pros and cons of installment loans vs payday loans to see which is the best choice.

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Posted on November 5, 2020November 9, 2020 by Harlan
save money at home

Save Money at Home – 7 Ways to Trim Household Costs

Here are seven simple ways to save money at home on things you might not even know are secretly draining your wallet.

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Posted on November 2, 2020November 9, 2020 by Harlan

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  • Comparing Spending Levels: What Does a Typical Budget Look Like?
    When it comes to comparing spending levels, what does a typical budget look like? If that’s the case, we’re here to help. Click here!
  • How to Protect Your Personal Information Online and Offline
    Keep your confidential information from getting into the wrong hands with these tips to protect personal information.
  • How to Use a Checking Account Like a Financial Professional
    Did you know there’s an optimal way to use a checking account? Check out our guide to discover the best ways to make money work ...
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Important Disclosures

Jora lends or arranges loans in select states. We do not lend or arrange loans in all states.

CA: Ascend Consumer Finance, Inc., and Jora, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License.

Jora Credit of New Mexico, LLC. is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY CONTACT:
Complaints Manager in WRITING at P.O. Box 8407 Philadelphia, PA 19101; EMAIL at Complaints@JoraCredit.com; or by CALLING 1-888-256-6083.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the Finance Charges disclosed to you in your Agreement. Customers with continued credit difficulties should seek credit counseling.

1First-time customers typically qualify for credit in amounts between $500 and $2,600, with APRs between 170% and 349%. For example, in Missouri a $2,000 installment loan from Jora would require 48 bi-weekly payments of $190.50, which includes $7,144.72 of interest and an APR of 245%. After the 48th successful payment, the loan would be paid in full. Refer to the What It Costs page for additional details and products specific to your state of residence.

*For Installment Loans; If electronic funding is selected and your loan agreement is signed and submitted prior to 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) the loan will be funded that day. Loan agreements that are signed and submitted after this time will be funded on the next business banking day. Loans selected to fund by paper check take up to 7 to 10 business days to receive. In some cases, we may not be able to verify your application information and may ask you to provide additional documents or information, which can cause funding delays.

For Lines of Credit; If you submit your Cash Advance request prior to 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) your request will be funded that same day. You will have to check with your bank to see exactly when the funds will appear in your account, but it should be there by 5pm your local time. If you submit your Cash Advance request after 10:30 a.m., your request will be funded on the next business banking day. Alternatively, you can request that we send you a paper check by mail, which will take approximately 7 – 10 business days to receive.

Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan or Line of Credit may negatively impact your credit rating. If you fail to repay your Account in accordance with the terms of your Agreement, we may place your Account with or sell your Account to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

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